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According to the USPS ZIP Code lookup, Gilroy has a total of two ZIP codes. These are 95020, a Standard ZIP code, and 95021, a PO Box ZIP code. 95020 is the Gilroy ZIP code for homes, and Gilroy homes for sale are listed on SVRET's Gilroy homes for sale page. The other ZIP code, 95021, is for mail delivered to post office boxes.
This page on the Gilroy zip codes describes the extent of the Gilroy 95020 area beyond the City of Gilroy and the school districts for homes within the 95020 ZIP code. It also provides search buttons and links to relevant government data.
95020: Standard ZIP code for street addresses in Gilroy. As shown on U.S. Census maps, the 95020 area extends well beyond the City of Gilroy into surrounding unincorporated Santa Clara County.
95021: PO Box ZIP code for mail to PO Boxes in Gilroy. Gilroy homes for sale are listed under 95020.
The applicable school district and city or county regulations will vary with street address, and are not determined by the ZIP code.

USPS shows two ZIP codes associated with the city of Gilroy: 95020 and 95021. 95020 is a Standard ZIP code for street addresses, and 95021 is a PO Box ZIP code. MLSListings, the local MLS, classifies Gilroy within one MLS Area, "1 - Morgan Hill / Gilroy / San Martin." Gilroy homes for sale will be found by searching ZIP code 95020.
| ZIP code | Type (USPS) | Homes listed? | MLS Area | School districts |
|---|---|---|---|---|
| 95020 | Standard (street delivery) | Yes | 1 - Morgan Hill / Gilroy / San Martin | Mostly Gilroy Unified; set by street address |
| 95021 | PO Box | No | None | Not used for homes |
Because Morgan Hill and San Martin are also included in that MLS Area, a search of that MLS Area will return listings in all three places. Searching by ZIP code 95020 will return listings only within that ZIP code.
The Past Sales - Gilroy search shows Gilroy single-family homes that sold recently.
95020 is the ZIP code for street addresses in Gilroy and extends well outside the city. The Census Bureau delineates each street-address ZIP code as a ZIP Code Tabulation Area (ZCTA), and the boundaries are the Census estimate of the area covered by each ZIP code. The Census 95020 ZCTA includes the entire City of Gilroy plus a substantial area of surrounding unincorporated county.
According to the last U.S. Census Bureau count, there were 68,090 residents of the 95020 ZCTA, versus 59,520 residents of the City of Gilroy in the same count (city figure: Census QuickFacts). The difference is even more pronounced when comparing land areas. The Census estimates about 152 square miles of land in the 95020 ZCTA, versus approximately 16.5 square miles of land for the City of Gilroy. Hence the 95020 ZIP code covers roughly nine times the land area of the City, and the majority of the extra land is unincorporated Santa Clara County. Therefore, a home with a Gilroy, 95020 address is not necessarily within the City of Gilroy. One example is the Sprig entrance at Mount Madonna County Park (5302 Hecker Pass Highway), which has a Gilroy, 95020 address but is located outside the city, according to Census data. Use the Santa Clara County Assessor's property search to look up a specific parcel, and contact the City of Gilroy to determine if it is within city limits.
SVRET shows homes for sale in 95020 that are single-family as well as condos or townhomes. Use the buttons below to search for either type. There is also a dedicated Gilroy condos for sale page.
There are no formal neighborhoods published by the City of Gilroy. The city is subdivided into zoning designations and areas subject to specific plans. SVRET has prepared dedicated pages for three areas within the city of Gilroy: Glen Loma Ranch, Hecker Pass, and Eagle Ridge. Glen Loma Ranch and Hecker Pass are the subject of City of Gilroy adopted Specific Plans, while Eagle Ridge is a residential area referenced in City of Gilroy budget documents.
Named areas in Gilroy
These searches are updated throughout the day. See the homes currently listed in 95020 on this homes for sale in ZIP code 95020 page. Read Client Reviews to hear from other buyers and sellers. For questions about a specific Gilroy property, see the Gilroy realtor page.
95021 is the ZIP code for mail to PO Boxes in Gilroy, as listed by USPS. USPS does not deliver to street addresses under this ZIP code, so Gilroy homes for sale are listed under 95020. 95021 may appear on some websites' lists of Gilroy ZIP codes. It should not be confused with an area within the city of Gilroy.
The Census Bureau does not delineate an area for 95021, as there are no street addresses within it. The Gilroy post office is located at 100 4th Street, according to the USPS location finder, with a 95020 address.
Do not select 95021 in any home search to view homes for sale in Gilroy, as it will not return relevant listings.
According to the U.S. Census Bureau school district maps, the majority of the 95020 ZIP code is within Gilroy Unified School District. There is a small area within 95020 that lies within Morgan Hill Unified School District. Therefore, a home's school district will depend on its address.
The Gilroy Unified School District office is located at 7810 Arroyo Circle, and the California Department of Education designates Gilroy Unified as a Unified School District. There are four high schools in Gilroy Unified: Gilroy High, Christopher High, Dr. TJ Owens Gilroy Early College Academy and Mt. Madonna High (a continuation high school). Gilroy High is located at 750 West 10th Street and Christopher High on Day Road, and Census data places both within the 95020 area and within Gilroy Unified. A small area of 95020 is also within Morgan Hill Unified School District on the Census maps, but the maps do not name the streets in that area. You should confirm with the school district which schools a particular address is assigned to.
Many homebuyers will also reference sites such as GreatSchools and Niche for school ratings. However, those ratings will not determine school assignments, which are set by the applicable school district.
You should confirm school district assignment with the district prior to making an offer on a home in 95020.
US Highway 101 traverses the city of Gilroy in the north-south direction and State Route 152 runs west to east. The portion of State Route 152 west of Gilroy is designated Hecker Pass and the portion east of Gilroy is designated Pacheco Pass Highway, according to Caltrans.
Gilroy is served by Caltrain, with Gilroy Station located at the southern terminus of the line. The Caltrain Gilroy Station page indicates that Gilroy Station is in Caltrain fare Zone 6, located at 7150 Monterey Street, Gilroy 95020, and that it is served by weekday commute service only. Consult the current Caltrain schedule for service details. VTA provides bus service to Gilroy and its current bus routes and schedules can be found at the VTA website.
There are two well-known places in Gilroy with 95020 addresses, according to Census address data: Gilroy Premium Outlets (681 Leavesley Road) and Gilroy City Hall (7351 Rosanna Street), both of which are within the City of Gilroy.
Within the 95020 area, a home can be subject to different regulations depending on its street address, most notably whether it is within the City of Gilroy or outside city limits. Homes within city limits will be subject to City of Gilroy regulations and building permit processes. Outside the city limits, the County of Santa Clara will regulate planning and building permits.
Within the city, portions will be subject to specific plans, including the Glen Loma Ranch Specific Plan (about 360 acres) and the Hecker Pass Specific Plan (about 423 acres) as noted on CEQAnet. Downtown Gilroy centers along Monterey Street between Third and Eighth Streets, and includes the Downtown Historic District (a zoning designation) as part of the Downtown Specific Plan.
For homes outside the city limits, the County of Santa Clara Department of Planning and Development would be the appropriate agency to inquire regarding permits. The home may still have a Gilroy, CA mailing address.
The county tax bill will indicate any parcel taxes or assessments applicable to a home, and a sale can change the tax amount. Property taxes follow Proposition 13 and Proposition 19, as described by the California State Board of Equalization. See the SVRET buyer's guide for more information on the homebuying process.
This is not tax or legal advice. Consult a licensed CPA and tax attorney before making any decisions based on tax implications.
Contact the City of Gilroy to confirm if a home within 95020 is within city limits before you plan a remodel.
What is the Gilroy zip code? 95020 is the ZIP code for homes in Gilroy.
Is 95021 a Gilroy ZIP code? Yes, 95021 is a PO Box ZIP code in Gilroy, but homes for sale are listed under 95020.
Does 95020 decide the school district? No. Most of 95020 is within Gilroy Unified School District, but the district will vary by address.
Is every 95020 home inside Gilroy city limits? No, 95020 includes an area outside the City of Gilroy.
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The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Real Estate Company are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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All measurements and all calculations of area (i.e., Sq Ft and Acreage) are approximate. Broker has represented to MetroList that Broker has a valid listing signed by seller authorizing placement in the MLS. Above information is provided by Seller and/or other sources and has not been verified by Broker. Copyright 2026 MetroList Services, Inc. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of MetroList® MLS. All information has been provided by seller/other sources and has not been verified by broker. All interested persons should independently verify the accuracy of all information. Last updated .
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